Capital Connect

Capital Trust Ltd, a publicly listed Non-Banking Financial Company (NBFC) with a distinguished legacy of 38 years, specialises in offering financial solutions to individuals, entrepreneurs, and small enterprises.

Introducing Capital Connect, your comprehensive platform facilitating borrowing, investing in digital gold, and insurance all within a single app. Capital Connect offers business loans up to ₹ 75,000, instant credit lines of up to ₹ 10,000, opportunities to invest and multiply your funds through digital gold, and secure your life and vehicles with insurance options.

Features of Capital Connect App:

✔️ Quick loan approval, ranging from ₹5,000 to ₹75,000

✔️ No requirement for guarantors or collaterals

✔️ Completely paperless process

✔️ Instant transfer of the loan amount to your bank account

✔️ Flexible repayment options through various payment methods

✔️ Opportunity to invest in digital gold

✔️ Protect your life or vehicle with insurance coverage

Capital Trust Products:

💰 Business Loan

Get a business loan through Capital Trust branch network spanning across 10 states of India. Loan amount ranges from 30,000 to 75,000 with a tenure ranging from 1 year to 1.5 years.

💸 Capital Salary Advance

Apply for an Interest free credit line on the Capital Connect app with minimal documentation and instant approval for a tenure of 1 year, and avail short-term loans for your emergency and shopping needs.

💸 Let Your Money Grow

Invest your hard-earned money in secured digital gold in partnership with MMTC-PAMP.

💸 Secure your Life and Vehicles

Buy Life or Health Insurance, Car & Bike Insurance Plans with Wider Coverage at Lowest Premium. Compare, Choose & Get Hassle Free Insurance in 3 Simple Steps & Flexible Premium in partnership with Insurance dekho

Instant Credit Line Eligibility:

✔️Salaried professionals above 21 years of age.

✔️ Minimum net monthly salary => ₹15,000.

✔️ Salary must be credited through direct bank transfer only.

✔️ Valid documents- PAN card, identity and address proofs, 3-month bank statement showing salary credited

Instant Credit Line Interest Rate, Tenures, and Fees

➡️ Annual Percentage Rate (APR) – 48%

➡️ Tenure: 12 months

➡️ Convenience fee: 4% on withdrawal

➡️ Interest: 0%

Sample Loan Calculation

Credit Line amount: ₹5,000

Loan duration: 12 Months (withdrawal amount need to be repaid monthly along with convenience fees)

Convenience Fees – 4% on withdrawal

Interest – 0%

Total Convenience Fees = ₹200

Total repayable amount (withdrawal amount + convenience Fees): ₹5,200

📧 Contact Us:

Reach out to us at care@capitaltrust.in or use the Helpline tab on Capital Connect App